Choose Your Membership Plan
Every plan gives you democratic voting rights, competitive savings interest, and access to cooperative loans.
Individual Member
For individuals building personal savings and accessing soft loans.
- Minimum 5 shares (UGX 20,000 each)
- High-interest personal savings account
- Credit eligibility up to 3x your savings
- Emergency welfare fund assistance
- One member, one vote at the AGM
Joint / Family Account
For couples and households securing their family future together.
- Minimum 15 shares (UGX 20,000 each)
- Dual-beneficiary emergency welfare shield
- Dedicated school fees & tuition credit facility
- Negotiated group health & life cover
- Proportional annual dividend returns
Enterprise Investor
For corporate entities, investment clubs, and large shareholders.
- Minimum 50 shares (UGX 20,000 each)
- Direct allocation into commercial real estate
- Quarterly audited portfolio performance reports
- Priority capital allocation in new ventures
- Dedicated cooperative wealth advisor
What You Gain as a Nafasi Member
We provide tangible financial and social safeguards designed around our members’ real life milestones.
Disciplined Savings
Enjoy competitive compound returns on your monthly savings, protected by strict governance and liquid reserve mandates.
Affordable Low-Interest Loans
Borrow up to 3x your total savings with transparent, low interest rates and flexible repayment grace periods.
Family Welfare Safety Net
Immediate emergency financial relief for medical emergencies, bereavement, and unexpected family hardships.
Commercial Asset Co-Ownership
Participate in large-scale real estate and agricultural projects that are impossible to fund individually.
Annual Audited Dividends
Receive your fair, audited share of net annual profits directly into your bank or mobile money account.
Financial Literacy Mentorship
Free quarterly masterclasses on wealth management, tax planning, agribusiness, and estate succession.
Online Membership Application
Fill in the preliminary details below. Our membership desk will contact you within 24 hours to finalize verification.
Download Official Packet
Prefer submitting a physical paper form? Download the official PDF application packet, print it, and submit it at our head office.
- ✓ Copy of National ID (NIN) or Valid Passport
- ✓ Two (2) recent passport-sized color photos
- ✓ Proof of physical residence (LC1 Letter or Utility Bill)
- ✓ Initial share capital & registration deposit slip
Call or WhatsApp our membership desk at +256 774 912385
Frequently Asked Questions
The minimum share capital for an Individual Member is 5 shares valued at UGX 20,000 each (total UGX 100,000), plus a one-time registration fee. Shares represent your permanent co-ownership stake in the cooperative.