Cooperative Onboarding

Build Wealth. Grow With Us.

Join a progressive community of CSO workers, corporate employees, and business owners building wealth together through disciplined savings, flexible low-interest credit, and high-yield commercial investments.

🏛️
MTIC CAP 112 Cooperative Act CAP 107
⚡
1 to 7 Days Fast Credit Turnaround
📈
Up to 8% P.A. High-Yield Member Savings
🛡️
1 Member, 1 Vote Democratic In-Person Voice
Transparent Cooperative Structure

One Official Membership Plan

Simple, inclusive, and democratically governed. Join as a full cooperative shareholder with transparent fees and no hidden costs.

One-Time Payment

Membership Fee

One-off onboarding fee granting you official lifetime registration in the cooperative.

UGX 60,000 / paid once for all
  • Official lifetime registration with Nafasi Multipurpose Cooperative
  • KYC onboarding & statutory vetting by the elected Vetting Committee
  • Permanent ERP shareholder account and official membership credentials
  • Permanent statutory protection & member rights under MTIC CAP 112
  • Direct access to cooperative financial literacy & advisory desk
Apply for Membership
Annual Fee
Annual Subscription

Annual Subscription

Essential annual fee sustaining governance, audits, and member services.

UGX 30,000 / annual subscription
  • Full democratic voting franchise at the Annual General Meeting (AGM)
  • 1 Member, 1 Vote democratic authority in person regardless of shares
  • Active eligibility for all 8 loan products revised up to UGX 50M
  • Access to all 4 high-yield savings products (earning up to 8% P.A.)
  • Access to statutory external audits and annual financial statements
Join Nafasi Today
Co-Ownership Equity

Share Capital

Your permanent equity stake and wealth-building foundation in the cooperative.

UGX 50,000 / per share
  • Share capital is @ UGX 50,000/= per share
  • Entitlement to annual audited dividend distributions based on shares
  • Direct equity co-ownership in real estate, unit trusts & ventures
  • Freely transferable or sellable to another active member under CAP 112
  • Grow your investment by acquiring additional shares at any time
Acquire Share Capital
Cooperative Commitment Summary

Simple, Transparent Onboarding Requirements

To become a shareholder: pay the one-time membership fee of UGX 60,000/= (paid once for all), the annual subscription fee of UGX 30,000/=, and purchase your shares @ UGX 50,000/= each. Enjoy 1-member 1-vote democracy, high-yield savings, and revised loans up to UGX 50M.

Exclusive Value

What You Gain as a Nafasi Member

We provide tangible financial and social safeguards designed around our members’ real life milestones.

01

4 Tailored Savings Products

Grow wealth through Mandatory Savings (5% p.a.), Reserve Retirement & School Fees (up to 8% p.a.), and Young Saver's accounts.

02

8 Flexible Credit Facilities

Access fast financing under the 2026 Charter: Social Welfare, Emergency, School Fees, Situka, Business, Development, Asset Acquisition, and Land Acquisition (up to UGX 50M with 1 to 7 day turnaround).

03

Asset Co-Ownership & Unit Trusts

Co-invest in titled real estate land acquisition and professionally managed balanced unit trusts spanning equities, bonds, and money markets.

04

1 Member, 1 Vote Democratic Voice

Every member possesses equal democratic authority exercised in person at the AGM regardless of total shares owned.

05

Transparent Tiered Liquidity

Enjoy 1 free withdrawal per quarter with clear tiered guidelines and full statutory compliance under MTIC CAP 112.

06

Capacity Building & Mentorship

Free member education, business mentorship, and market linkages to empower youth, CSOs, and entrepreneurs across Uganda.

Empowerment & Prosperity

Member Success & Recognition

Join a progressive community that celebrates shareholder milestones, equips enterprise owners, and rewards financial commitment.

Nora Kyarimpa Rwatangabo - Nafasi Member Spotlight with Official Banner
Member Spotlight · The Muse

Nora Kyarimpa Rwatangabo

Executive Director of Awakening Smiles Initiative & Director of Nora’s Farm and Products. Counselor, botanist, and passionate farmer building wealth through Nafasi.

“Nafasi is more than a cooperative; it provides a trusted platform for civil society professionals and entrepreneurs to pool funds, expand agribusiness, and secure intergenerational dignity.”
Ceaser Julius Wamboka - Nafasi Member Induction & Certificate Handover
Shareholder Induction

Ceaser Julius Wamboka & Inducted Members

Welcomed in "The Muse" inaugural publication as part of Nafasi’s expanding membership fraternity, receiving official share certification and onboarding at the Naguru secretariat.

“Holding our share certificate confirms our legal co-ownership and democratic voice in shaping cooperative investments for generations to come.”
Nafasi Member Loan Appraisals & Committee Working Session
Advisory & Credit

Member Advisory & Credit Working Sessions

Our Credit & Investment Committee meets regularly to review loan applications, assess agribusiness plans, and guide members through flexible financing structures.

“The committee took the time to understand my business cashflow before structuring my repayment calendar without predatory collateral demands.”
Nafasi Civil Society Fraternity & Reflection Platform
Civil Society Fraternity

CSO Platform & Reflection Sessions

Rooted in the civil society community through UNNGOF, GLISS, and The Uhuru Institute, Nafasi convenes members across Uganda for reflection, peer learning, and collective prosperity.

“In Nafasi, you are not merely a customer or account number; you are an equal shareholder and democratic co-owner of our cooperative future.”
Quick Onboarding

Online Membership Application

Fill in the preliminary details below. Our membership desk will contact you within 24 hours to finalize verification.

Physical Application

Download Official Packet

Prefer submitting a physical paper form? Download the official PDF application packet, print it, and submit it at our head office.

📄
1. Membership Application Form.pdf Bio-data, employment & personal profile · 240 KB
👥
2. Beneficiary (Next-of-Kin) Form.pdf Nomination of statutory next-of-kin & estate heirs · 180 KB
🏢
3. Employer Recommendation Form.pdf CSO / Corporate employer endorsement & payroll slip · 195 KB
📜
Cooperative Bylaws & Constitution.pdf Registered under Cooperative Act CAP 112 · 1.2 MB
Required KYC & Attachment Checklist:
  • ✓ Copy of National ID (NIN) or Valid Passport
  • ✓ Two (2) recent passport-sized color photographs
  • ✓ Completed Beneficiary & Employer Recommendation forms
  • ✓ Bank or Mobile Money payment slip (UGX 60k entry + 30k sub + shares)
🏦 Official Remittance & Banking Details
Bank: DFCU Bank Uganda
Account Name: Nafasi Multi Purpose Cooperative Society
Account Number: 01171112430588
Merchant Code / Phone: NAFASI · 0775186911
Payment Methods: Bank Deposit · Mobile Money · Open Cheques
📞
Need Assistance Joining?

Contact our secretariat at +256 414 581453 / 0775 186911
Email: info@nafasicooperative.org

Got Questions?

Frequently Asked Questions

Nafasi operates under one official membership plan: a membership registration fee of UGX 60,000/= paid once for all, and an annual subscription fee of UGX 30,000/=. Share capital is priced at UGX 50,000/= per share. Shares represent your permanent equity stake and democratic co-ownership in the cooperative, granting you 1 member, 1 vote authority at the AGM and eligibility for annual audited dividend payouts. Under the Loan Product Charter 2026, members must hold at least 10 shares (UGX 500,000/=) and have 6 months membership history to qualify for credit facilities.

/main>