Member Savings
Disciplined savings plans with competitive interest rates, helping every member build sustainable wealth over time.
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Empowering Community
Tailored Solutions for Every Stage of Growth
Whether you are looking to build personal savings and access low-interest credit, or invest in large collective ventures — Nafasi is your trusted partner.
For Individuals & Families
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Personal Savings, Credit & Social Security
Secure your household with disciplined monthly savings, instant emergency welfare support, affordable education loans, and life/health coverage.
- Competitive interest on monthly savings accounts
- Emergency welfare fund for medical & family assistance
- Low-interest school fees & emergency credit facilities
- Free financial literacy & budgeting mentorship
For Investors & Group Enterprises
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Pooled Capital & High-Yield Ventures
Leverage collective bargaining and pooled capital to invest in commercial real estate, agribusiness, supply chains, and structured dividend-yielding ventures.
- Co-ownership of vetted commercial assets & real estate
- Annual dividend distribution from audited portfolio returns
- Democratic voting rights on all major capital allocations
- Transparent reporting adhering to IFRS & regulatory standards
500+
Active Members
Pooling resources for shared growth
10+
Years of Service
Serving members since 2014
25+
Projects Funded
Collective business investments
2B+
Savings Pooled (UGX)
Growing member wealth together
What We Offer
Member Services & Benefits
Everything we do is designed around the financial wellbeing of our members — from savings and credit to collective investments and social protection.
Become a MemberCredit Facilities
Access affordable, low-interest loans for education, healthcare, housing, and business — without complex bank requirements.
Learn moreBusiness Investments
Participate in collective business investments that generate returns for all members, leveraging our pooled financial strength.
Learn moreSocial Welfare
Our social welfare fund provides emergency assistance, funeral support, and educational grants to members in need.
Learn moreFinancial Literacy
Free workshops, seminars, and one-on-one coaching on personal finance, investment strategy, and wealth building.
Learn moreGroup Insurance
Negotiated group health and life insurance rates, giving members access to essential protection they couldn't afford individually.
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Cooperative Portfolio
Active Ventures & Pooled Projects
Every shilling pooled by members is deployed into vetted, profitable projects with clear governance and transparent annual returns.
View Audit Reports & Bylaws
Property & Infrastructure
Active Investment
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Commercial Real Estate Acquisition
Strategic land and commercial property acquisition in high-growth suburban corridors for sustained capital appreciation.
Portfolio Size
UGX 1.2B
Est. Return
14.5% p.a.
Capital Allocation
85%
Agriculture & Processing
Yielding Returns
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Sustainable Agribusiness Value Chain
Collective bulk grain handling and agro-processing plant, generating consistent seasonal cash flows for member accounts.
Portfolio Size
UGX 650M
Est. Return
18.2% p.a.
Capital Allocation
100%
Financial Inclusion
Open to Capital
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Member Micro-Credit & Revolving Fund
Dedicated liquidity facility supporting member enterprises with low-interest working capital and flexible repayment schedules.
Portfolio Size
UGX 500M
Est. Return
11.0% p.a.
Capital Allocation
70%
Simple 4-Step Process
How Your Membership Builds Lasting Wealth
From your first registration to annual dividend payouts, our transparent cooperative structure ensures everyone benefits equally.
01
Step 1: Onboarding
Register & Acquire Shares
Fill the simple membership application form, submit your KYC verification documents, and purchase your initial minimum share capital.
02
Step 2: Accumulation
Disciplined Monthly Savings
Contribute monthly to your personal savings account with competitive interest, building individual and collective capital stability.
03
Step 3: Empowerment
Access Credit & Social Protection
Unlock immediate access to low-interest loans for emergencies, business, or education, alongside family medical and social welfare cover.
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Step 4: Prosperity
Share in Annual Dividends
Participate in the Annual General Meeting, vote on cooperative policy, and receive your proportional share of annual business profits.
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Ready to join over 500 active members?
Download the official membership application packet or apply online in 5 minutes.
Member Stories
Real Social Capital. Real Impact.
Hear from our community of over 500 members who pool resources, build assets, and protect their families through cooperative solidarity.
Education & Welfare Beneficiary
“Joining Nafasi in 2016 completely transformed my family’s financial stability. When my child needed tuition assistance, the credit facility was approved in 48 hours without the harsh requirements of traditional banks.”
Commercial Venture Shareholder
“The transparency at every AGM is unmatched. We see exact financial audits and vote on every commercial asset acquisition. Our dividend returns have consistently beaten commercial fixed deposits every year.”
Savings Scheme Member
“Beyond just financial savings, Nafasi gave me genuine social capital. The collective community spirit, welfare fund protection, and financial workshops give us peace of mind for the future.”
Stay Informed
News & Announcements
Stay up to date with the latest news, notices, AGM announcements, and investment updates from Nafasi Cooperative.
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Mubende Agro-Processing Grain Hub Completes Commissioning
The new 1,000-metric-ton grain storage and processing facility is now operational, reducing post-harvest losses and expanding member profits.
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Financial Literacy Masterclass: Real Estate & Property Syndication
Join our interactive hybrid workshop exploring titled land due diligence, suburban estate equity, and risk-mitigated housing investments.
Accreditation & Trust
Regulated & Affiliated With
Fully registered under the Cooperative Societies Act, maintaining highest compliance and governance standards.